Pay & Salary

Federal Total Compensation Calculator

Shows total compensation $, employer-paid benefits $, benefits as % of cash pay.

Grade

Step

Locality area (2026)

Your TSP contribution (%)

FEHB plan total biweekly premium ($)

FEHB enrollment

Years of service

Sets your annual leave tier.Commute subsidy ($/month)

Other employer benefits ($/yr)

e.g. FEGLI government share

Total compensation

$147,692/yr

$106,437 cash + $41,255 employer-paid benefits (38.8% of pay)

Item	Annual value
Cash pay (base + locality)	$106,437
Agency TSP (automatic + match)	$5,322
FEHB government share	$8,775
FERS pension earned this year	$1,064
Paid leave & holidays (352 hrs)	$17,952
Employer Social Security & Medicare	$8,142
Commute subsidy	$0
Other employer benefits	$0
Total	$147,692

Compare a private-sector offer

Offer salary ($)

401(k) match (% of pay)

Employer health contribution ($/yr)

Paid time off + holidays (days)

Show the math

Agency TSP: 1% automatic + match up to 4% more
FEHB: Government share per pay period × 26
Pension: One year of FERS service is worth 1% of High-3 every year in retirement; shown as 1% of current pay
Leave: (annual + 104 sick + 88 holiday hours) × hourly rate (pay ÷ 2,087)